Your Trusted Lending Partners
Getting pre-qualified is the first and most important step in the home buying process. It helps you understand your budget, strengthens your offer, and shows sellers you’re a serious buyer.
We partner with the best in the business to ensure your financing journey is as smooth as your home search. These professionals have been vetted for their expertise, responsiveness, and commitment to our clients' success.
Financing & Pre-Approval FAQ
What is the difference between pre-qualification and pre-approval?
Pre-qualification is a basic estimate of what you might be able to borrow, while pre-approval involves a more thorough check of your financial history, giving you a specific loan amount and more weight with sellers.
How long does the pre-approval process usually take?
Typically, a lender can provide a pre-approval within 24 to 48 hours once they have all your documentation, such as pay stubs, tax returns, and bank statements.
Why should I use a preferred lender?
Preferred lenders have a proven track record of meeting deadlines and providing excellent customer service. Their familiarity with local market conditions often leads to smoother closings.
Do I need a 20% down payment to buy a home?
Not necessarily. Many loan programs, such as FHA or VA loans, allow for down payments as low as 0% to 3.5%. Your lender can help you explore the options that fit your finances.